Pet Sitting

If you own your own pet sitting business, or if you are in independent contractor sitting for other companies, you’re in the right place. There is one BIG difference between a pet sitting business and other types of businesses – it’s the pets! That’s not news to you, but most insurance policies ignore the pets. PROfur includes them.

Pet sitters need specialized insurance to be bonded, the liability for their customers’ homes & contents, to cover lost keys & lock replacement, and to cover the accidental injury or loss of the pets themselves. Often pet sitters will also need professional liability coverage should you provide pet care instruction or advice to your clients. We have made it easy for you get a customized, cost-effective PROfur insurance policy that does a complete job of covering your business (including the pets!).

Here are the types of sitting services PROfur covers:

  • Sitting of traditional domestic house pets
  • Changing food & water
  • Playtime & exercise
  • Overnight sitting in your customers home
  • Poop & scoop, cleaning litter boxes
  • Administering medication as directed by the pet owner or vet
  • Incidental house sitting (alternating lights/blinds, bringing in mail/newspapers, water plants, take out garbage)

Coverage Extensions Are Available for:

What You Need to Qualify:

  • Sitters must be at least 18 years old and not have a conviction for fraud or theft
  • Dogs can only be off-leash outdoors with the pet owner’s consent and must be in a fenced yard.
  • Sitting traditional domestic house pets – no farm animals or illegal, venomous or poisonous animals
  • Keep a record of any behaviour and medical issues declared by each pet owner
  • Use a consent or waiver form with each pet owner
  • No snow removal or lawn care services (clearing a path in the snow so you can access the home is acceptable).

PROfur™ Masterplan Key Coverages


Click on Information button in the table for more information

Liability Care of Animals Property
Professional LiabilityInfo about Professional Liability
General LiabilityInfo about General Liability Coverage
Damage to Customers’Info about Damage to Customers' Home and Contents Coverage Home & Contents
Injury or Loss of Customers’Info about Injury or Loss Pets including:
– Emergency Vet Expenses
– Loss by Theft or Runaway
– Death
Animals in TransitInfo about Animals in Transit Coverage
Runaway Recovery ExpensesInfo about Runaway Recovery Expenses Coverage
Reward for Return of RunawayInfo about Reward for Return of Runaway Coverage
Equipment Breakdown (optional)Info about Equipment Breakdown Coverage

BondingInfo about Bonding Coverage
Lost Key CoverageInfo about Lost Key Coverage
ContentsInfo about Contents Coverage
PROfur™ Coverage ExtensionInfo about PROfur Coverage Extension
Proof of Loss Preparation Costs Info about Proof of Loss Preparation and Professional Fees Coverageand Professional Fees

All coverages are subject to the limits of insurance purchased and the usual Terms, Conditions, Exclusions and Warranties of the underwriter, Intact Insurance. Deductibles may apply to some of the listed coverages. More detailed coverage information will be provided with your quote.

 Apply now for pet sitters insurancePet sitting insurance claims example