Pet Daycare Insurance

Dog daycare insurance for pet professionalsIf you own your own pet daycare, dog daycare or cat daycare business, or if you are in independent contractor sitting for other companies, you’re in the right place. There is one BIG difference between a pet daycare business and other types of businesses – it’s the pets! That’s not news to you, but most insurance policies ignore the pets. PROfur™ includes them.

Managing a lot of animals with many different breeds and varying degrees of behavior in one place at a time requires specialized knowledge. It also requires specialized pet daycare insurance to protect you against the liability of accidental injury or loss of the pets themselves while they’re in your care, or for your professional liability should you provide pet care instruction or advice to your clients. We too have specialized knowledge and have used it to make it easy for you get a customized, cost-effective PROfur™ insurance policy that does a complete job of covering your pet daycare business. It is specifically designed to meet the needs of your dog daycare business. It covers liability, care of animals and property.

Here are the pet daycare services we can cover for you:

  • Indoor/outdoor play areas, runs & suites
  • Playgroups
  • Facility or owner supplied food & treats
  • Dog walking for exercise & washroom breaks
  • Merchandise Retailing
  • Pickup & drop-off services (pet taxi) – dogs are covered while in the vehicle (this policy does not cover the vehicle itself – you still need your auto insurance policy)
  • Administering medication as directed by the pet owner or vet

Coverage Extensions Are Available for:

What You Need to Qualify:

  • Dogs must have current vaccinations for rabies and DHPP
  • Maximum of 15 dogs per supervising attendant
  • Maximum number o pets must not exceed the number permitted by your business license (if you’re required to be licensed) or local by-laws (I any apply)
  • Dogs can only be of-leash outdoors I they are in a securely fenced yard
  • Keep a record o any behaviour and medical issues declared by each pet owner
  • Use a consent or waiver form with each pet owner


PROfur Masterplan Key Coverages

Click on Information button in the table for more information

Liability Care of Pets Property
Professional LiabilityInfo about Professional Liability
General LiabilityInfo about General Liability Coverage
Injury or Loss of Customers’Info about Injury or Loss Pets including:
– Emergency Vet Expenses
– Loss by Theft or Runaway
– Death
Pets in TransitInfo about Pets in Transit Coverage
Runaway Recovery ExpensesInfo about Runaway Recovery Expenses Coverage
Reward for Return of RunawayInfo about Reward for Return of Runaway Coverage
Emergency Removal of PetsInfo about Emergency Removal of Pets Coverage
ContentsInfo about Contents Coverage
PROfur™ Coverage ExtensionInfo about PROfur Coverage Extension
Business InterruptionInfo about Business Interruption Coverage
Equipment Breakdown (optional)Info about Equipment Breakdown Coverage
Proof of Loss Preparation Costs Info about Proof of Loss Preparation and Professional Fees Coverageand Professional Fees

All coverages are subject to the limits of insurance purchased and the usual Terms, Conditions, Exclusions and Warranties of the underwriter, Intact Insurance. Deductibles may apply to some of the listed coverages. More detailed coverage information will be provided with your quote.

Apply for dog daycare insuranceDog daycare claims example