Dog walker insurance
If you own your own dog walking business, or if you are an independent contractor walking dogs for other companies, you’re in the right place. There is one BIG difference between a Dog Walking business and other types of businesses – it’s the dogs! That’s not news to you, but most insurance policies ignore the dogs. PROfur includes them.

Dog walkers need specialized insurance to be bonded, to cover lost keys & lock replacement, to cover pets being transported, and to cover the accidental injury or loss of the dogs themselves. Often walkers will also need professional liability coverage should you provide pet care instruction or advice to your clients. We have made it easy for you get a customized, cost-effective PROfur insurance policy that does a complete job of covering your business (including the dogs!).

Walking services that we insure also include coverage for:

  • Pickup and drop-off services (pet taxi) – dogs are covered while in the vehicle (this policy odes not cover the vehicle itself – you still need your auto insurance policy)
  • Poop & scoop
  • Off-leash walks (certain conditions apply – see “What You Need to Qualify below”

Coverage Extensions Are Available for:

  • Independent Contractors working for you
  • Boarding
  • Daycare
  • Dog Training
  • Grooming
  • Pet Sitting
  • Pet Therapy

What You Need to Qualify:

  • Walkers must be at least 18 years old and not have a conviction for fraud or theft
  • A maximum of 6 dogs per walker unless the by-laws in the jurisdiction specify a different limit.  If no by-law, a maximum of 6 dogs applies
  • Dogs can only be off-leash if you have the pet owner’s consent and the dogs are in a fenced yard or sanctioned public off-leash area
  • Dogs must have current vaccinations for rabies and DHPP
  • Keep a record of any behaviour and medical issues declared by each pet owner
  • Use a consent or waive form with each pet owner

PROfur™ Masterplan Key Coverages


Click onInformation buttonin the table for more information

Liability Care of Animals Property
Professional LiabilityInfo about Professional Liability
General LiabilityInfo about General Liability Coverage
Injury or Loss of Customers’Info about Injury or Loss Pets including:
– Emergency Vet Expenses
– Loss by Theft or Runaway
– Death
Animals in TransitInfo about Animals in Transit Coverage
Runaway Recovery ExpensesInfo about Runaway Recovery Expenses Coverage
Reward for Return of RunawayInfo about Reward for Return of Runaway Coverage
BondingInfo about Bonding Coverage
Lost Key CoverageInfo about Lost Key Coverage
ContentsInfo about Contents Coverage
Contents Away from PremisesInfo about Contents Away from Premises Coverage
PROfur™ Coverage ExtensionInfo about PROfur Coverage Extension
Equipment Breakdown (optional)Info about Equipment Breakdown Coverage
Proof of Loss Preparation Costs Info about Proof of Loss Preparation and Professional Fees Coverageand Professional Fees

All coverages are subject to the limits of insurance purchased and the usual Terms, Conditions, Exclusions and Warranties of the underwriter, Intact Insurance. Deductibles may apply to some of the listed coverages. More detailed coverage information will be provided with your quote.

Claims Examples