How Do I Know If I Need Cyber Insurance?

If you answer yes to any of these questions, you should consider cyber insurance for your business:

1Will you see a drop in revenue if your website is hijacked, rendered inoperable, or has traffic siphoned off by a website designed to fraudulently impersonate your website?
2Do customers book appointments, buy products, or make payments through your website?
3Do you publish content for your business online or on social media, such as videos, streaming content, vlogs, blogs, or podcasts?
4Are computers critical for operating your business (including keeping accounting or customer records)?
5Do you conduct any business activities by email, such as for communicating with customers, suppliers, employees, or making or receiving e-transfers?
6Do you have business information stored online in the cloud?
7Do you process credit or debit card payments?
8Do you pay bills by e-transfer?
9Do you have paper or electronic records with personal information for customers or employees, such as credit card numbers, banking information, social insurance numbers, home security codes, or personnel records?
10Do you want ready access to help if your business is a victim of a cyber crime, such as a ransomware attack, a compromise of your business email, denial of service attacks on your website, or a privacy breach?